The payment system HUMO launches HUMOPay in Uzbekistan


In the last few years, Apple, Google and Samsung wallets experienced a massive surge of interest from customers all over the world. For example, the number of ApplePay users worldwide was steadily growing over 60% per annum for the last few years all over the world, according to the recent statistics. GooglePay and SamsungPay have experienced similar growth as well. Rightfully so – customers have found that having one digital wallet for all their cards, coupled with the opportunity to use these cards across all of their devices (including smartphones) is a very convenient way to pay indeed!

However, these “giant pay” wallet providers are interested primarily in bigger, more matured markets and so far have not entered Uzbekistan for various reasons, leaving mobile users in Uzbekistan waiting for the alternative solutions. Seeing this, HUMO decided to step in and create a domestic wallet called HUMOPay, which works similarly to “giant pay” wallets. 

For the last month, HUMO has been testing HUMOPay, which is based on the Tokenization Platform system module for the tokenization of domestic cards. After a series of successful pre-production tests (you can even watch a video of some if you like), HUMOPay has finally announced an initial launch of the wallet on the 18th of November this year. 

At the moment, HUMOPay is available for the clients of «Капиталбанк» through «Капиталбанк»’s Apelsin digital bank and also for HUMO card users of other banks in the country, who can digitize their HUMO cards through Apelsin digital bank app even if they don’t have accounts at «Капиталбанк». And this is just the beginning of it! 

HUMO has ambitious plans to build a digital wallet ecosystem in Uzbekistan and offers other local PSPs and banks APIs for integrating HUMOPay with their digital services as well. 

Tokenization Platform is an all-in-one tokenization platform that allows banks, PSPs, and large-scale processors to build tokenization solutions for both international and domestic payment networks, as well as seamlessly integrate with the existing digital wallet ecosystem. 

If you want to learn more about the Gate2Bank Tokenization Platform, please visit our solution page


What do you think?

Related articles

Digital Fraud Georgia

Deploying a digital fraud prevention solution for an international banking group in Georgia

In 2023, our client, a Georgian subsidiary of an international banking group, recognized the need to enhance their fraud prevention processes to mitigate the rising threat of digital fraud. Our client was looking for a flexible platform, with modern and scalable architecture, built using a digital-first approach.

Project results:
✔︎ Real-time alerts on any suspicious activity patterns
✔︎ Timely reporting of any suspicious activity to FMS

Read more
GPay Bishkek

Helping a bank in Kyrgyzstan to tokenize their cards using GPay

In 2023, a well-known bank in Kyrgyzstan made the strategic decision to offer their cards in digital form through the GPay wallet. After careful consideration, they selected D8 as their preferred partner due to our extensive experience in tokenization systems and a successful track record of tokenization projects.

Project results:
✔︎ Launched an integration with GPay
✔︎ The bank became one of the first in the country to offer their cards in Google Wallet

Read more
Contact us

Let's start working on your project ASAP!

We’re happy to answer any questions you may have and help you choose a solution that fits your current needs the best. 

Your benefits:
What happens next?

We schedule a call at your convenience 


We evaluate your current needs and define the project vision and goals


We conduct a solution demo, prepare a proposal, and everything beyond

Schedule a commitment-free call